Ce este o scrisoare de garanţie bancară?

14 septembrie 2008

Servicii financiare

 
Scrisoarea de garantie bancara este un document scris prin care o banca denumita garanta se angajeaza in mod irevocabil ca, in cazul in care o anumita persoana fizica sau juridica (debitorul principal) nu va plati la termen o suma indicata expres in documentul respectiv, sa plateasca suma neachitata in favoarea beneficiarului.
 
Prin aceasta se preia obligatia de plata pentru situatia in care cel garantat nu si-a indeplinit obligatia contractuala, fara a se face referire la fapte.
Scrisorile de garantie bancara se pot clasifica dupa mai multe criterii.
 
Dupa angajamentul bancii garante:
- scrisori simple de garantie bancara: banca garanta poate solicita ca beneficiarul sa faca toate diligentele legale pentru pentru ca debitorul principal sa-si achite obligatiile finaciare si doar in caz de insucces, sa efectueze plata.
- scrisori solidare de garantie bancara (corespunzator carora beneficiarul poate cere executarea platii de catre banca, imediat ce debitorul principal garantat nu s-a conformat obligatiilor de plata, fara fara sa il urmareasca prin metodele specifice legale si fara ca banca garanta sa poata obiecta).
 
Dupa obiectivul garantat:
- se garanteaza ca, pana la o data stabilita, un platitor (importator) va deschide un acreditiv documentar in favoarea unui furnizor (exportator)
- o banca se angajeaza sa plateasca documentele primite prin incasso documentar
- o banca garanteaza executarea de catre furnizor a unui contract in bune conditiuni
- se garanteaza cumparatorului strain restituirea avansului acordat furnizorului, daca acesta nu livreaza marfurile din culpa lui, scrisoare de garantie bancara utilizata mai ales in cazul acreditivului documentar cu clauza rosie
- se garanteaza ca intreprinderea va iesi castigatoare la o licitatie si va incheia contractul
 
Tinand seama de faptul ca in emiterea si utilizarea scrisorilor de garantie bancara nu exista uzante internationale, fiecare banca care le emite trebuie sa isi ia toate masurile necesare pentru ca debitorul principal sa plateasca suma convenita si numai intr-o situatie extrema sa achite aceasta valoare. (biz365.ro)

 

1 Stea2 Stele3 Stele4 Stele5 Stele (2 voturi, media: 4,50 din 5)
Loading ... Loading ...
Trimite prin email Trimite prin email

Comentează acest articol

*

NOTA: Va rugam sa folositi un limbaj decent in comentariile pe care le lasati. Folosirea de cuvinte obscene, atacuri la persoana autorului (autorilor) materialului, afisarea de anunturi publicitare, precum si jigniri, trivialitati, injurii se vor sanctiona prin cenzurarea partiala a comentariului, stergerea integrala sau chiar interzicerea dreptului de a posta, prin blocarea IP-ului folosit. Site-ul financiarul.ro nu raspunde pentru opiniile postate in rubrica de comentarii, responsabilitatea formularii acestora revine integral autorului comentariului.

carb blockers keto phaseolus vulgaris varieties garcinia cambogia quit smoking are carb blockers good for diabetics garcinia cambogia plus extract review how much carbohydrates in beans green coffee cleanse ultra reviews fat blocker diet white bean extract costco did garcinia cambogia work for you what garcinia cambogia should i buy paula deen weight loss garcinia cambogia you on a diet black bean soup recipe pure garcinia cambogia hca dr oz whole body garcinia cambogia supplement does slendera pure garcinia cambogia work green coffee bean extract reviews great northern white bean carb blocker kidney beans salad phytoceramides pills 350mg black bean extract c3g pure garcinia extract reviews best beans to loss weight where to buy dietrine carb blocker white kidney bean extract health benefits nutrigold garcinia cambogia ready to mix garcinia cambogia dosage when to take green coffee cleanse walmart phase ii white kidney bean extract pure white kidney bean extract diet garcinia cambogia extreme side effects where can i buy green coffee beans for weight loss green coffee bean gnc quick weight loss carb blocker oprah recently revealed that the garcinia cambogia diet pure health brand garcinia cambogia reviews where garcinia cambogia is sold are canned kidney beans cooked garcinia cambogia diet does it work what is garcinia cambogia does it work carb blocker headache carb blocker herbs what is a kidney bean where to buy garcinia cambogia extract in winnipeg advanced garcinia cambogia facebook pure health garcinia cambogia 90 count healthy natural systems garcinia cambogia reviews garcinia cambogia healthy natural systems garcinia cambogia extract and green coffee bean diet white kidney bean extract health benefits weight loss products garcinia cambogia phytoceramide pills plant based plant derived phytoceramides amazon pinto bean diet white rice and pinto beans recipe natrol carb intercept phase 2 white kidney bean que es garcinia cambogia compuesta garcinia cambogia by natural nutrihealth white kidney beans to loss weight garcinia cambogia side effects acne where buy whole body garcinia cambogia garcinia cambogia extract livestrong garcinia cambogia oprah weight loss garcinia cambogia fruit weight loss dr oz garcinia cambogia which one to buy can i lose weight with green coffee beans carb blockers dangerous carb blocker fat burner garcinia cambogia extract australia reviews garcinia pills garcinia cambogia 60 hca 1500 mg garcinia pills side effects kidney bean shaped rash carbohydrates in pinto beans phase 2 kidney beans where to buy pure garcinia cambogia in stores garcinia gnc review white kidney bean extract liver natural garcinia cambogia burn reviews south beach diet black bean dip what vitamin is a carb blocker how to lose weight with beans white kidney beans with sage kidney bean phaseolus vulgaris l para que serve o carb intercept white kidney beans extract benefits are canned kidney beans safe to eat is garcinia cambogia safe for breastfeeding mothers kidney beans calories you on a diet black bean soup recipe black kidney beans calories where can i find garcinia cambogia pro garcinia cambogia natural supplements green coffee bean pills health benefits of small white beans garcinia cambogia extract pure 500mg kidney beans quesadilla recipe kidney beans in crock pot healthy choice garcinia cambogia side effects review for pure garcinia cambogia white kidney bean extract and oprah garcinia cambogia with super colon cleanse buy white kidney bean extract online carb blocker reviews carbohydrates in edamame beans pure garcinia cambogia extract in stores phaseolus vulgaris weight gain does garcinia cambogia affect period most effective garcinia cambogia supplement hca max garcinia cambogia the black bean diet how to take garcinia cambogia and green coffee white beans and rice phase 2 carb blocker dr oz does garcinia cambogia powder work garcinia cambogia plus safer colon garcinia diet max results are pinto beans low carb benefits of white beans extract garcinia kim kardashian zinc white bean extract where to buy garcinia cambogia extract canada now white kidney bean extract garcinia cambogia formula dr oz how many carbohydrates in garbanzo beans white kidney side effects garcinia plus tablets the garcinia cambogia formula and safer colon diet garcinia cambogia side effects bloating can u freeze kidney beans white bean extract to buy garcinia cambogia tree and fruit original garcinia cambogia order when to see results from garcinia cambogia va benefits for kidney stones what are kidney beans buy garcinia cambogia dubai dark red kidney beans protein does slendera pure garcinia cambogia work phaseolus vulgaris nutritional value quick complex carbohydrates carbohydrates in green beans phytoceramide risks garcinia cambogia testostrong review health benefits of kidney beans white beans garcinia cambogia extract side reviews benefits of white kidney bean extract where can i buy garcinia cambogia in australia garcinia cambogia extract stockists australia benefits yoga for kidney stones natrol carb intercept ingredients buy phytoceramide supplements does garcinia cambogia stop your period canned kidney beans for baby green coffee bean cleanse plant derived phytoceramides amazon where can i buy garcinia cambogia extract in san antonio what is the garcinia cambogia fruit phaseolus vulgaris growth phytoceramides aveya does garcinia cambogia work on thigh fat forma 2 phaseolus vulgaris where can u buy garcinia cambogia extract white beans potassium how to take garcinia cambogia and colon cleanse pure garcinia cambogia and green tea cleanse white kidney bean extract price garcinia cambogia or green tea buy white kidney beans white kidney bean holland barrett garcinia cambogia drug interactions white bean extract australia phytoceramides source garcinia cambogia review yahoo answers garcinia cambogia real fruit dark red kidney beans garcinia cambogia weight loss reviews garcinia cambogia really work for weight loss where can i find garcinia cambogia in stores what are the two major kinds of complex carbohydrates green coffee bean extract svetol how many milligrams of garcinia cambogia for weight loss white kidney beans replacement garcinia cambogia typical weight loss phytoceramides to buy how are complex carbohydrates good for you are dark red kidney beans gluten free red kidney beans omega 3 garcinia cambogia miracle side effects the real pure garcinia cambogia duck white kidneys recipes phaseolus vulgaris ppt the doctors garcinia cambogia garcinia cambogia just potent review foods to avoid on no white diet ultimate garcinia cambogia review slendera garcinia cambogia and natural cleanse diet garcinia cambogia extract studies fat blocker m double you where can i buy garcinia cambogia in johannesburg garcinia cambogia diet supplement reviews green coffee bean max review using garcinia cambogia for weight loss que es garcinia cambogia compuesta reviews of slender garcinia cambogia beans weight loss review on pure garcinia cambogia green tea benefits kidney disease natrol carb intercept phase 2 side effects white kidney bean extract the doctors where to buy garcinia cambogia in queensland white kidney beans baby food garcinia diet pills free trial advanced garcinia cambogia price in malaysia garcinia cambogia plus weight loss supplement all natural garcinia cambogia reviews garcinia lean review silk skin phytoceramides benefits of white kidney beans white kidney bean holland barrett garcinia cambogia weight loss rate flageolet bean how to use green coffee beans to lose weight pure garcinia cambogia reviews 2014 garcinia cambogia week one results where to buy garcinia cambogia extract in houston where to buy phase 2 white kidney bean extract healthy complex carbohydrates grams of carbohydrates in green beans can you eat beans and still lose weight garcinia cambogia philippines mangosteen natural garcinia side effects para que sirve el white kidney bean fat blocker pills walmart natrol carb intercept walmart garcinia cambogia weight loss formula garcinia cambogia whole foods garcinia cambogia reviews and dr oz white bean supplement can you take other diet pills with garcinia cambogia garcinia cambogia fruit tamarind white kidney bean garlic dip xtreme hca garcinia cambogia drops reviews white beans in tomato sauce does garcinia cambogia dr oz large white blood cells with kidney bean shaped nuclei are called anyone lose weight with garcinia cambogia garcinia cambogia ingredients dr oz phytoceramide ingredients pure garcinia cambogia extract before and after pictures