The Romanian Commercial Bank (BCR) launched on October 28 “Gaudeamus BCR” package of banking products and services addressed to students enrolled in day courses, up to 30 years old. The package includes a current account, a debit card and access to “24 banking BCR” services for long-distance transactions.
“For BCR students and youth in general are strategic partners. This is the first major step we take in order to meet their needs with the most adequate products and to introduce them to our banking services. In the future, we wish to offer added benefits to students through inclusion of non-banking services in this package”, stated Sorin Mititelu, executive manager, Business development and retail products division with BCR.
The package is offered for free to the enrolled students, but they could also save money due to the free of charge available transactions within the package, including bill payment at BCR ATMs, balance inquiries at BCR ATMs, 2 free cash withdrawals per month from BCR ATMs and 2 free payments made monthly through Alo 24 Banking BCR or Click 24 Banking BCR services.
Other advantages of this product are the operations safety – the bank statement is received quarterly through Post, flexibility – the possibility to carry out transactions through Internet, phone and BCR ATMs at a more accessible commission compared to those at the bank’s counter, use of the card in the package for payments without commission to accepted retailers, as well as the possibility to review the history of direct transactions on the personal computer through Click 24 Banking BCR.
Moreover, students can opt for the inclusion into this package of a RON account previously opened and, in case it exists, of a RON debit card attached to the respective current account.
For the first students who are going to purchase the Gaudeamus package from BCR Agency at the Polytechnics the bank prepared some awards: memory sticks, as well as a mini-laptop to be given at odds. As well, those who enroll in the zone of BCR Student Club till December 20, this year and buy GAUDEAMUS BCR package will automatically be registered in a raffle, with the chance to win one of the 180 awards, such as rucksacks, document carrying bags, T-shirts and memory sticks.
BCR, member of Erste Group, is an universal bank which addresses both to retail and to corporate clients. BCR is the most important banking institution in Romania, managing assets in excess of 17.5 billion euros. BCR is the most valuable financial brand in Romania. The bank offers the entire range of products and services for population, having at present 617 retail units (for population and mini-enterprises), open all over the country in the majority of cities with more than 10,000 inhabitants.
Corporate clients benefit of BCR services through 52 corporate business banking centers dedicated mainly to SMEs and to large companies. The bank has a complex offer of banking products and services for its retail and corporate clients, including Internet banking, phonebanking and e-commerce services. BCR issues 23 credit and debit card types and has installed the largest national ATMs and POS network – more then 1,600 ATMs and more than 14,000 operational electronic terminals with retailers for the card payments.
BCR is currently the most significant financial group in Romania, with activities in the country and abroad – through banking branches and agencies, with a marked presence through the profile companies on the market of leasing, in the field of assets management, on the capital market, of private pensions, of housing banks as well as of insurance.
Erste Bank is, with its 53,633 employees, one of the biggest financial services provider in Central Europe, having more than 16 million clients in almost 3,000 units located in 8 countries (Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia and Ukraine). On June 30, 2008 total assets stood at 214.2 billion euros, the net profit at 636.6 million euros and the engaged capital profitability was of 15.2%.
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