Loading ...“Although the demand and supply conditions are favourable to giving loans in lei, the loans in euros increased paradoxically and the ones in lei decreased in September 2009 as against August 2009, the margins being big with the loans in lei as banks want to avoid the mistakes made in the past and penalize the current clients, quite wrongly in my opinion,” said Lazea.
He made it clear that there were two explanations for the banks preferring loans in euros: the orientation to giving loans to the public sector and the fear of the mistakes made in the past as regards the bad loans given by banks.
According to the BNR data, the population’s loans in hard currency registered an increase, in the first nine months, amounting to over 3 percent, to 60.35 billion lei. In annual terms the advance was 9.1 percent.
People diminished the balance of their loans in lei by 3.7 percent in the first nine months, to 39.4 billion lei. The balance of the loans given to the population in lei for housing was 1.7 billion lei on September 30, up by 4.7 percent as against December 2008 and by 7.47 percent in annual terms. The loans in lei for housing diminished by 0.76 percent in the third quarter.
The loans the population took for buying houses amounted to almost 21 billion lei, up by 8.5 percent at the end of 2008, by 19.6 percent as against September 2008 and by 1.7 percent in quarterly terms. The loans in lei drawn by companies decreased by 3.8 percent in the first nine months, to 39.4 billion lei. In annual terms the loans for companies decreased by 6.9 percent, according to BNR.
Loading ...
Comentează acest articol